eHealthPlanPro

Medicare - Group Health - CoveredCa

T: (916) 990-0136  |  jim@ehppro.com  |  F: (916) 266-6478

  • Facebook
  • LinkedIn
  • Home
  • Contact
  • About Us
  • Services
    • Health Plans
    • Property / Casualty
  • Blog Page

Medicare Supplement Insurance Medigap California “Birthday” Rule

Say it ain’t so . . . GREAT NEWS for California Medicare beneficiaries who own Medigap (Medicare Supplement) plans.

This could save you 10-15% on your monthly premiums without changing your current benefits. It is called the “Birthday Rule” and this is how this works:

Q: What is the “Birthday Rule” and how does it apply to the new Medigap Plans?

A: If you already have Medigap insurance, you have 30 days of “open enrollment” following your birthday each year when you can buy a new Medigap policy without a medical screening or a new waiting period. The new policy must have the same or lesser benefits as your old policy. To avoid confusion, the new law specifies which of the new Plans are equal to the old Plans.

Many companies offer Medigap plans. Just by reviewing the same plan with alternative companies could lower your premium without changing your benefits.

Here is an example:
Mrs K owns a Medigap plan F and lives in Nevada County. Her current plan with Insurance company A just had a rate increase and her birthday is coming up next month. Her plan F premiums went from $207 per month to $220 per month.

We moved her to the exact same plan, same benefits, with a nationally known Insurance company B with a premium of $168 month. FOR THE SAME PLAN. That’s over $600 a year savings.

For Benefits and Premiums In Your Area . . .
Call us now. 916-990-0136

Medicare FAQ’s:

Medicare Supplement Insurance Medigap “Birthday Rule” . . Insurance.CA.Gov

Does Medicare cover Long-Term-Care?

How does Medicare work when you travel outside of the United States?

Does Medicare cover Shingle Shots?

Important information about how Medicare covers Cataract Surgeries.

How do Brokers Support You?

 

https://ehealthplanpro.com/wp-content/uploads/2020/06/Your-_GoToGuy_-For-Insurance.mp4

MEDICARE ~ COVEREDCA ~ GROUP HEALTH. Serving all of California.
We are an Independent Broker Agency which represent most of the major Health and Life Insurance Carriers in California. Certified Medicare and “Affordable Care Act” Licensed Agency. Specialties are Medicare Supplement, Medicare Advantage and Prescription Drug Plans. Individual & Family plans including CoveredCa. Group Health Plans including Dental / Vision, Long-Term-Care, Disability and Supplemental Insurance plans.

OUR MISSION

To provide qualified professional guidance while offering top insurance plans.

About Us

We are a full service insurance agency. We specialize in all levels of Business & Personal Health Plans & Liability related products. In addition employer based payroll and Human resource services.. We have been licensed to represent all the major insurance carriers for over 35 years.
Read more >>

Sean Boyd CPA Testimonial

Jim is the “go to” guy for my clients health insurance needs. He understands the complexity of the game and how it is played.
Read more >>

Celest Hill Testimonial

Jim cares very much about his clients. His integrity instills great trust in all those that work with him.
Read more >>

Don Cooper Testimonial

Jim is one of the most conscience, honest and knowledgeable brokers that I have had the pleasure of working with in my 34 year in the insurance business.
Read more >>

Copyright © 2015 - 2025 — eHealthPlanPro.com | All Rights Reserved | Web Site Design by Web-tastic.net